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We are always honored, and excited to hear that our policyholders or others in our community have recommended us to their family, friends or coworkers; (and we’re proud to say that it happens OFTEN). Because of the recent influx in referrals we wanted to find a way to say THANK YOU! So we are introducing our LOYALTY REWARDS REFERRAL PROGRAM.

Here are the details…Every time someone you refer to our agency requests a life/health quote from us and completes an application (NO PURCHASE NECESSARY), you will receive a $10 Gift Card!

But that’s not it…Your name will also go into a monthly drawing for a $25 Gift Card! Gift cards will be to either a local retailer, or a popular chain restaurant!

There's more…Your name will also go into a drawing for an ANNUAL prize valued at $250.00!!

Why not spread the word and collect your own LOYALTY REWARDS? Check out the Guidelines (below), and then think about who YOU know who could benefit from exceptional insurance service with some of the best-rated companies in the industry offering the best rates and coverages?

A referral occurs when we get a call or a visit to our office (or a submission using any of the Quote Request forms on our website) coming from someone who either resides or has a business within our service area (Illinois, Georgia, Texas, Michigan, Oklahoma, Alabama, Mississippi, California, Florida, Oregon, Washington, New Jersey) who is new to our agency requesting a quote and saying you referred them to us.

It’s that simple! As long as you are 18 years of age or older, your referral will be credited to you even if the person you refer does not ultimately purchase a policy from us after applying.


*It is not necessary that you be a current client of our agency in order to qualify.

​*ALEM AGENCY Insurance - Referral Program Guidelines Effective: 7/1/14 For the purposes of this Program, a Referral is a qualified prospect – that is, a person who will give us all the necessary information to create a quote and who fills out an application for coverage.

*We reserve the right to exclude as ineligible for this program any referral who has had no prior insurance or who requires high risk auto or other hard-to-place insurance.There is no limit on the number of referrals you may make. You will receive a $10 Gift Card and a chance in both our monthly and annual our prize drawings each. time you provide a qualified referral, and there is no limit on the number of chances you may create for yourself.

*The odds of winning the prize during the drawing are entirely dependent on the total number of chances created during the referral program period.

*The referral program is open to any person age 18 or over who refers at least one eligible prospect to our agency.The qualified prospects that are referred do NOT HAVE TO PURCHASE AN INSURANCE POLICY (i.e., become our client) in order for the referring party to receive any of the rewards and/or chances in this program.

*We are not responsible if law prohibits you from accepting the prize because of age or any other factor should your name be drawn as our winner.This referral program and the rewards provided are open to any person who refers a qualified prospect to our agency.

*You do NOT have to be a client of our agency in order to be eligible to participate in this referral program. Agency employees and their immediate family members are not eligible.

​*You do NOT have to be present at the drawing to win the prize. However, you must meet with us in person to claim your prize should your name be drawn as the winner. The prize awarded during the drawing is not transferable and may not be redeemed for cash or other substitution.We reserve the right to change or discontinue this referral program at any time without notice.
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